Market Insights Financial Capital Raising Digital Capital Raising

CrowdLending (Business) - Brazil

Brazil

The total transaction value in the Crowdlending (Business) market market in Brazil is expected to reach €6.64m by 2024.
When compared globally, it is evident that China leads with a transaction value of €14,660m in 2024.
Brazil's CrowdLending market in Capital Raising is experiencing a surge in investor interest, driven by growing confidence in the country's economic stability.

Key regions: China, United Kingdom, Brazil, Israel, India

Mercado

Región

Comparación de regiones

Moneda

Analyst Opinion

The CrowdLending (Business) market in Brazil has been experiencing significant growth in recent years.

Customer preferences: Brazilian businesses are increasingly turning to CrowdLending platforms as a source of financing. This is due to the convenience and accessibility of these platforms, which allow businesses to access funding quickly and easily. Additionally, CrowdLending platforms often offer competitive interest rates, making them an attractive option for businesses looking for affordable financing options.

Trends in the market: One of the key trends in the CrowdLending market in Brazil is the increasing number of platforms available to businesses. As the market continues to grow, more and more platforms are entering the industry, offering a wider range of options for businesses to choose from. This increased competition is driving innovation and improvement in the industry, resulting in better services and more favorable terms for borrowers. Another trend in the market is the growing popularity of peer-to-peer lending. This form of CrowdLending allows businesses to borrow directly from individual investors, bypassing traditional financial institutions. This trend is driven by the desire for more personalized and flexible financing options, as well as the potential for lower interest rates.

Local special circumstances: Brazil's economy has been experiencing a period of economic recovery, following a recession in recent years. This has created a favorable environment for the development of the CrowdLending market, as businesses are seeking financing to support their growth and expansion plans. Additionally, the Brazilian government has implemented policies to support small and medium-sized enterprises (SMEs), which make up a significant portion of the businesses accessing CrowdLending platforms.

Underlying macroeconomic factors: Several macroeconomic factors are contributing to the development of the CrowdLending market in Brazil. Firstly, the low interest rate environment in the country is encouraging businesses to seek alternative financing options, such as CrowdLending, as traditional bank loans may be less attractive due to higher interest rates. Additionally, the increasing digitization of the financial sector in Brazil is making it easier for businesses to access CrowdLending platforms, as they can now apply for loans online and receive funds quickly. In conclusion, the CrowdLending market in Brazil is experiencing significant growth, driven by customer preferences for convenient and affordable financing options. The increasing number of platforms and the popularity of peer-to-peer lending are key trends in the market. The favorable economic environment and government support for SMEs are local special circumstances that are contributing to the development of the market. Finally, the low interest rate environment and the digitization of the financial sector are underlying macroeconomic factors that are fueling the growth of the CrowdLending market in Brazil.

Methodology

Data coverage:

The data encompasses B2C enterprises. Figures are based on transaction values / revenues / assets under management and user data of relevant services and products offered within the FinTech market.

Modeling approach / Market size:

Market sizes are determined through a combined top-down and bottom-up approach, building on a specific rationale for each market segment. As a basis for evaluating markets, we use annual financial reports of key players, industry reports, third-party reports, publicly available databases, and survey results from primary research (e.g., the Statista Global Consumer Survey). In addition, we use relevant key market indicators and data from country-specific associations, such as GDP, consumer spending, population, internet penetration, smartphone penetration, credit card penetration, and online banking penetration. This data helps us estimate the market size for each country individually.

Forecasts:

In our forecasts, we apply diverse forecasting techniques. The selection of forecasting techniques is based on the behavior of the relevant market. For example, the S-curve function and exponential trend smoothing are well suited for forecasting digital products and services due to the non-linear growth of technology adoption.

Additional notes:

The market is updated twice a year in case market dynamics change. The impact of the COVID-19 pandemic and the Russia-Ukraine war is considered at a country-specific level.