Europe's worst performing banks based on CET1 capital ratio 2025
According to an EU wide stress test carried out in 2023, the French La Banque Postale will be the bank with the worst CET1 capital ratio (adverse scenario) in 2025, with 0.05 percent. According to the test, Barclays Bank Ireland and DZ Bank AG will follow, with 6.77 percent and seven percent, respectively.
Since 2014 the European Banking Authority has conducted the stress test in order to establish whether Europe's largest banks could withstand another financial crisis by measuring the capital ratio of each bank over a 3 year adverse scenario. During 2023's stress test, all banks, except for La Banque Postale, were concluded to have enough capital to weather such a storm in the near future.
Since 2014 the European Banking Authority has conducted the stress test in order to establish whether Europe's largest banks could withstand another financial crisis by measuring the capital ratio of each bank over a 3 year adverse scenario. During 2023's stress test, all banks, except for La Banque Postale, were concluded to have enough capital to weather such a storm in the near future.
