Mobile banking as primary method to access account by education U.S.

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When looking at mobile banking usage among groups with different education levels in the United States, it can be observed that households whose reference person was an individual with a higher education are more likely to use mobile banking compared to those with a lower education level. Mobile banking increased in popularity in recent years, with more and more bank customers using mobile banking as their primary method to access their bank accounts. In the United States, the share of banked households using mobile banking as their primary access method reached 43.5 percent in 2021.

Share of banked households using mobile banking as primary method to access bank account in the United States in 2021, by education level

Characteristic	Share of households
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Release date

October 2022

More information

Region

United States

Survey time period

2021

Number of respondents

30,434 households

Age group

15 years and older

Special properties

Banked households that accessed their account in the past 12 months

Supplementary notes

The source does not provide additional information on the survey type.

The source adds the following information: "The household classification of a socioeconomic or demographic variable that is defined at the person level rather than the household level (e.g., race/ethnicity, education, or employment status) is based on the socioeconomic or demographic classification of the householder/reference person."

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