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Bank loans in the United States

Statistics report about bank loans in the United States

Bank loans in the United States

This statistics report gives insight into the bank loans industry in the United States, covering mortgages, business loans, as well as personal, student, and car loans in individual chapters. Nevertheless, this report also provides information about the interest rates of all those types of lending, delinquency rates, non-performing loans, and other issues such as denial rates, the share of the population using credit, and complaints reported about loans.

Table of contents

Overview

8
  • Premium Statistic Gross loans and leases of FDIC-insured commercial banks in the U.S. 2000-2022
  • Premium Statistic Value of loans by commercial in the U.S. 2023, by type
  • Premium Statistic Quarterly loan value as a share of total bank assets in the U.S. 2003-2022, by type
  • Premium Statistic Value of loans of FDIC-insured commercial banks to individuals 2000-2022
  • Basic Statistic Value of revolving credit outstanding in the U.S. 1995-2022
  • Premium Statistic Value of outstanding loans of credit unions in the U.S. 2013-2022
  • Premium Statistic Annual change of loans and leases in bank credit in the U.S. 2007-2023
  • Premium Statistic Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021

Interest rates

6
  • Premium Statistic Annual prime loan rate of banks in the U.S. 1990-2023
  • Premium Statistic Interest rate on 24-month personal loans in the U.S. 2000-2023
  • Premium Statistic Interest rate on credit card plans in the U.S. 1994-2023
  • Premium Statistic Car loan interest rates in the U.S. 2019-2023, by type
  • Premium Statistic Mortgage interest rates in the U.S. Q1 2019- Q2 2023, by mortgage type
  • Premium Statistic Interest rate of business loans in the U.S. 2007-2020, by company size

Mortgages

5
  • Basic Statistic Mortgage debt outstanding in the U.S. 2001-2023
  • Basic Statistic Mortgage debt outstanding in the U.S. 2023, by sector
  • Basic Statistic Mortgage debt outstanding on family residences in the U.S. 2001-2023
  • Basic Statistic Mortgage debt outstanding on multifamily residences in the U.S. 2001-2023
  • Basic Statistic Mortgage debt outstanding on commercial property in the U.S. 2001-2023

Personal, student, and car loans

6
  • Basic Statistic Total consumer credit outstanding in the U.S. 2006-2023
  • Premium Statistic Annual change of total consumer credit in the U.S. 2007-2023
  • Premium Statistic Total car loan balances in the U.S. 2006-2023
  • Premium Statistic Value of car loan originations in the U.S. 2007-2022, by age
  • Premium Statistic Amount of student loan debt outstanding, by type U.S. 2023
  • Premium Statistic Value of outstanding student loans U.S. 2006-2023

Business loans

4
  • Premium Statistic Monthly value of commercial and industrial loans in the U.S. 2007-2023
  • Premium Statistic Export credit guarantee program (GSM-102) allocation in the U.S. 2023, by region
  • Premium Statistic Approval of small businesses loans in the U.S. 2019-2023, by lender type
  • Premium Statistic Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021

Non-performing loans

7
  • Premium Statistic Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2024
  • Premium Statistic Delinquency rates of U.S. business loans at commercial banks Q1 2000-Q1 2023
  • Basic Statistic Delinquency rates of U.S. real estate loans at commercial banks 2000-2023, by quarter
  • Premium Statistic Quarterly delinquency on all commercial bank loans in the U.S. 2007-2023
  • Premium Statistic Share of 90+ delinquent auto loan balances in the U.S. 2003-2022
  • Premium Statistic Quarterly loan loss provisions as a share of total bank loans in the U.S. 2003-2022
  • Basic Statistic Share of non-performing loans to total gross loans in the U.S. 2009-2022

Loan behavior

6
  • Premium Statistic Credit refusal in the U.S. 2022, by race and family income
  • Premium Statistic Personal loan complaints reported to CFPB in the U.S. 2020-2022
  • Premium Statistic Denial rates for mortgages in the U.S. 2019-2023, by race
  • Premium Statistic Use of credit in the U.S. 2021, by education level and type of credit
  • Premium Statistic Usage of credit in the U.S. 2021, by race and type of credit
  • Premium Statistic Usage of credit in the U.S. 2021, by age and type of credit

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