Finland: payments account and card penetration rate 2022

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In 2022, 98 percent of survey respondents in Finland had an account for payments. The share of those possessing a bank card, either debit or credit, was 99 percent.

Share of people who have access to an account for payments and a bank card in Finland in 2022

Characteristic	Share of respondents
Account for payments	98%
Card	99%

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Release date

December 2022

More information

Region

Finland

Survey time period

October 2 to December 7, 2021, and March 17 to June 9, 2022*

Number of respondents

3,024 respondents

Age group

18 years and older

Method of interview

CATI, online interview

Supplementary notes

*The survey was carried out in two rounds. The sample share of the first survey round was set to 40%, and the share of the second round to 60%.

The survey question was: “Which of the following do you have? 1. An account from which you can make payments; 2. Card (debit card or credit card)”.

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