India: share of payment systems by value 2019

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In financial year 2019, the share of real time gross settlement payment systems in India was the highest in terms of value, with over 77 percent of the transactions done through this system. Other payment systems like NEFT and paper clearing came second to RTGS in terms of the value of payment transactions.

Share of payment systems across India in Financial year 2019, by value

Characteristic	Share of payment systems by value
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Release date

May 2019

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Region

India

Survey time period

FY 2019

Supplementary notes

Note: RTGS denotes real time gross settlement systems; paper clearing denotes all the paper-based payment systems such as checks and cash; NEFT denotes the national electronic funds transfer system maintained by the Reserve Bank of India; UPI denotes unified payments interface; NACH denotes the national automated clearing house to help bulk and repetitive transactions through banks; IMPS denotes immediate payment services as instant inter-bank transfers.

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