U.S. business loan charge-off rate at commercial banks 2022

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In the first quarter of 2022, the charge-off rates on business loans at commercial banks in the United States dropped to over 0.1 percent. In the second quarter of 2020, the charge-off rate on business loans at commercial banks in the United States stood at 0.6 percent.

Charge-off rates of business loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2022

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Release date

May 2022

More information

Region

United States

Survey time period

1st quarter 2000 to 1st quarter 2022

Supplementary notes

Charge-offs, which are the value of loans removed from the books and charged against loss reserves, are measured net of recoveries as a percentage of average loans and annualized. Includes only U.S.-chartered commercial banks.

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